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BEGIN:VEVENT
DTSTAMP:20260407T075725Z
DTSTART;VALUE=DATE-TIME:20221116T160000
DTEND;VALUE=DATE-TIME:20221116T173000
SUMMARY:CRETA Seminar - Mengxi Zhang (Bonn)
TZID:Europe/London
UID:20221116-8a17841a83adf4200183c13c269d41de@warwick.ac.uk
CREATED:20221114T102243Z
DESCRIPTION:Title: Optimal Insurance: Dual Utility\, Random Losses and Ad
 verse Selection (joint with Alex Gershkov\, Benny Moldovanu and Philipp 
 Strack) Abstract: We study a generalization of the classical monopoly in
 surance problem under adverse selection where we allow for a random dist
 ribution of losses\, possibly correlated with the agent's risk parameter
  that is private information. Our main purpose is to provide a convenien
 t analytical model that explains both the pattern of observed customer b
 ehavior and the pattern of insurance contracts most often observed in pr
 actice: these consist of menus of several deductible-premium pairs\, or 
 menus of insurance with coverage limits- premium pairs. The main departu
 re from the classical insurance literature is obtained here by endowing 
 the agents with risk-averse preferences that can be represented by a dua
 l utility functional.
LOCATION:S2.79
CATEGORIES:CRETA Seminar
LAST-MODIFIED:20221114T102243Z
ORGANIZER;CN=Gill Gudger:
END:VEVENT
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