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Why plan to drive down premiums by capping 'rampant' whiplash payouts may not be the answer

"Although all motorists would appreciate a decrease in car insurance premiums, a cut in compensation for whiplash injuries from an average of £1850 to a maximum of £425 would leave genuine victims of whiplash, caused through the negligence of the defendant driver, to be seriously under-compensated.

"Obviously, I am in favour of eliminating fraudulent insurance claims, but if genuine medical evidence of the whiplash injury can be provided, then I see no reason why the appropriate amount of compensation should not be paid."

Professor Paul Raffield, School of Law

For further details please contact Nicola Jones, Media Relations Manager, University of Warwick 07920531221 or