Speakers
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Claire Alexandre, Head of Commercial & Strategy, Mobile Payments, VodafoneClaire Alexandre heads the M-Pesa Commercial and Strategy team within the Vodafone Group, leading the further growth and expansion of the payment and money transfer service. Based in London, she is working alongside operational teams spanning from Africa to Asia. She has been at the forefront of enabling the development of new mobile financial service schemes, especially in developing and emerging markets. She supported the development of the M-PESA proposition early on, while in charge of Vodafone financial services regulation and policy. More recently, Claire was a Senior Program Officer for Financial Services for the Poor, at the Bill and Melinda Gates Foundation, leading their policy and regulatory strategy and programs. Claire previously held a number of public policy positions within Vodafone and the telecommunications industry. |
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Prof. Tomaso Aste, Professor of Complexity Science, University College LondonTomaso Aste is professor of Complexity Science at UCL - Computer Science where he is Head of the Financial Computing and Analytics Group, Director of the UCL Centre for Blockchain Technologies, Programme Director of the MSc in Financial Risk Management and Vice Director of the Centre for doctoral Training in Financial Computing & Analytics; he is also Member of the Board of the ESRC funded LSE-UCL Systemic Risk Centre. He graduated in Physics at the University of Genoa and has a PhD in from Politecnico di Milano. Tomaso has been researching on finance, technology, society, economics and their interplay. Presently his main interests concern the study of peer-to-peer social systems from a data-science perspective. Prior to UCL, Tomaso was Reader at the School of Physics, University of Kent (2009-2012) and before Associate Professor at the Department of Applied Mathematics at The Australian National University (2002-2009). He collaborates with many major financial institutions and with a large number of start-ups and businesses in the FinTech and digital economy area. |
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Prof. Michael Barrett, Professor of Information Systems and Innovation Studies at Judge Business School, University of CambridgeMichael Barrett is Professor of Information Systems and Innovation Studies at the Judge Business School, Cambridge University. He has previously served as Director (Associate Dean) of Programmes and as Subject Group Head of Organizational Theory and Information Systems. His research examines how digital technologies can be used to enable business innovation. He has worked for Oracle Canada Corporation in IT consulting and business development and during his tenure he won the Most Valuable Employee Award. He has also worked for Colgate Palmolive as an industrial engineer and as a production manager. Over the years he has consulted and provided executive education for a variety of organizations including Qatar Foundation, BT, IBM, World Health Organization, Bank of China, and Statoil. He is currently Senior Editor of MIS Quarterly, and is on the editorial board of Organization Science. His research has been published in journals such as Information Systems Research, MIS Quarterly, Academy of Management Journal, and Organization Science. |
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Prof. Bernardo Bátiz-Lazo, Professor of Business History and Bank Management, Bangor UniversityBernardo read economics (at ITAM, Mexico and Autonoma de Barcelona, Spain), history (Oxford) and received a doctorate in business administration (Manchester Business School). He has been studying financial markets and institutions since 1991. He joined Bangor as Professor of Business History and Bank Management after appointments in Leicester, Open University and Queen's University of Belfast. He combined full time appointments with consulting and executive training in Europe, the Gulf states, Mexico and Asia. Bernardo has over 35 refereed articles, three books and eight distance learning books. He was elected to the council of the Association of Business Historians in 2008. He is a Fellow of the Royal Historical Society, associate researcher of Fundación Estudios Financierod (Fundef - ITAM), member of the Editorial Board of traditional outlets (i.e. Business History, Journal of Cultural Economy, International Journal of Bank Marketing) and edits a weekly report on new working papers in business, economic and financial history (see here). |
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Claire Calmejane, Director of Innovation, Lloyds Banking GroupCalmejane, 32, is charged with harnessing digital innovations and disruptions to best suit Lloyds’ 30 million customers and 50,000 employees. The computer engineer joined the bank in October 2012 as head of digital delivery and became head of the digital centre of excellence, innovation and partnerships in 2014, helping to devise a strategy to digitise a large corporate bank. She became director of innovation in January this year and, since joining the company, she has set up the LBG Innovation Labs which focus on internal innovation and now have 50 people working in them. She has also worked with Lloyds’ human resources team to set up the UK’s first digital graduate scheme. French-born Calmejane is a board member and mentor at Startupbootcamp FinTech, having helped to drive Lloyds’ backing of the accelerator programme. Before joining the bank, she worked in the London office of Capgemini Consulting and has served as a visiting scientist at the MIT Center for Digital Business in Boston. |
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Susanne Chishti, CEO, FINTECH CircleSusanne is the CEO of FINTECH Circle, Europe's 1st Angel Network focused on fintech opportunities and the FINTECH Tours, Chairman of FINTECH Circle Innovate and Co-Editor of "The FINTECH Book" - the 1st Crowd-Sourced Book on Fintech globally which will be published in April 2016. Susanne has been recognised in the European Digital Financial Services ‘Power 50’ List in 2015, an independent ranking of the most influential people in digital financial services in Europe. She has been selected as one of the 100 leading Women in FINTECH and top 15 FINTECH UK twitter influencers. Susanne is an Entrepreneur and Investor with strong FINTECH expertise. Mentor, Judge & Coach at FINTECH events and competitions such as SWIFT Innotribe, Cambridge Judge Business School Accelerator, Fintech Startup Bootcamp and Barclays Techstars Accelerators. She has more than 14 years’ experience across Deutsche Bank, Lloyds Banking Group, Morgan Stanley and Accenture in London and Hong Kong and is a popular Conference Speaker at leading fintech events globally. |
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Dr. Joe Deville, Lecturer, Lancaster UniversityJoe Deville is a Lecturer at Lancaster University, based jointly in the Department of Organisation, Work and Technology and the Department of Sociology. A major focus of his work has been the encounter between defaulting consumer credit debtor and debt collector, which was the subject of his first book Lived Economies of Default, published by Routledge in 2015. Other areas of interest include disaster preparedness, comparative and digital methods, behavioural economics, and theories of money. He is an editor at Journal of Cultural Economy and a co-founder and editor of both Mattering Press, an Open Access book publisher, and the online consumer studies research network Charisma. |
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Dr. Primavera De Filippi, Researcher at CERSA & Faculty Associate, Berkman Center for Internet & Society, Harvard Law SchoolPrimavera De Filippi is a permanent researcher at the CERSA / CNRS / Université Paris II. She is a faculty associate at the Berkman Center for Internet & Society at Harvard Law School, where she is investigating the concept of governance-by-design as it relates to distributed online architectures, such as Bitcoin, Ethereum, etc. Primavera holds a PhD from the European University Institute in Florence. She is a member of the Global Agenda Council on the Future of Software & IT Services at the World Economic Forum, as well as the founder of the Internet Governance Forum’s dynamic coalitions on Network Neutrality, Platform Responsibility and Blockchain Technology. In addition to her academic research, Primavera acts as a legal expert for Creative Commons and the P2P Foundation. |
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Daniel Drummer, 'Future of Fintech' leader, World Economic ForumDaniel Drummer is leading the "Future of FinTech" team on behalf of the World Economic Forum. He is a management consultant within McKinsey & Company, advising global banks, asset managers and private equity funds. Daniel's focus is on digital technologies and disruptive innovation, being part of McKinsey & Company’s Big Data and advanced analytics group. Before joining McKinsey & Company, Daniel worked for the Royal Bank of Scotland in the Investment Banking Division and in a strategic role for the CEO of Central Europe. Prior to this, he completed a trainee program at Daimler AG, working in Stuttgart, Berlin and New York. Daniel holds an MBA degree with Distinction from the University of Oxford, a master's degree (LL.M.) in corporate law and a bachelor's degree in international business. |
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Dr. Leda Glyptis, Director, SapientLeda Glyptis is a Director at Sapient based in London, focused on providing digital business transformation consulting services. She helps firms define and deliver the right mix of business strategy, technology, and marketing initiatives to create bottom-line results. Her areas of specific expertise include advising clients on fintech, digital technology, and their impact on the business and technology ecosystem. Before joining Sapient, Leda set up and ran the EMEA innovation centre at BNY Mellon where she also held a series of change management and innovation roles across the business, delivering client co-creation initiatives and digital transformation projects. She launched and curated the Fintech village and kicked off a series of three way collaborations on new solutions, working with clients and startups. Prior to BNY Mellon Leda served as head of services development at Great East London software company, a bespoke software house, having spent 2 years working with Global Strategies Group as the company pivoted from a security firm to a non weapons defence technology provider. Leda holds a BSc from the university of Cambridge and an MSc and PhD from the LSE. |
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Jean-Stéphane Gourévitch, Business Development Europe, Matchi.bizJean-Stéphane is an expert of the digital and mobile convergence ecosystem with over 23 years global experience at senior management levels. As an International independent consultant he focuses in particular on digital/mobile communications, digital/mobile payments, digital/mobile banking, digital/mobile commerce, Fintech and innovation. His expertise lies in strategy, business development, regulatory affairs, public policy, Government Relations, stakeholders relationships management, communication and PR. Jean-Stéphane is also a thought leader and a mentor for fintech startups and young entrepreneurs in the UK, US and Kenya. Finally, he is Independent conference dirctor, creating content and programs for such conferences as International Payment Conference: Digital Payments, Toronto edition in April 2015 and 2016 and Paris, edition, November 2015 and 2016; Fintech Connect Live, London, December 2015 and 2016, Insurtech Connect Live, June 2016. He has held senior management positions with blue-chip International telcos such as Everything Everywhere Ltd. (EE), Orange, Global Crossing, France Telecom, Verizon Business, Colt Technology Services Ltd. He has worked for OFCOM, the UK digital communications regulator and also held senior management positions with Deloitte Consulting and with strategic marketing and PR/Communications firms. He was teaching European Competition Law in a post graduate degree in European Union Law at the Law Faculty Jean Monnet from the University of Paris-Sud. |
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Dr. Garrick Hileman, Economic Historian, London School of Economics & founder of MacroDigestGarrick Hileman has been invited to present his research on monetary innovation to governmental organizations, including the Commonwealth Secretariat’s central bank governors group and the strategic studies groups at the U.S. Army and Navy war colleges, as well as private firms such as Visa, Black Rock, and UBS. He was recently ranked as the one of the 100 most influential economists in the UK & Ireland and he is regularly invited to share his research and perspective with the WSJ, CNBC, BBC, FT, Sky News, NPR and other media. For over 20 years Garrick has also worked or consulted with established companies such as Visa, Lloyd’s of London, Bank of America, The Home Depot, and Allianz. Garrick’s technology experience includes co-founding a San Francisco-based tech incubator, IT strategy consulting for multinationals, and founding MacroDigest, which employs a proprietary algorithm to cluster trending economic analysis and perspective. |
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Dr. Gianluca Lazzolino, Researcher, Centre for Socio-Legal Studies, University of Oxford & Digital Financial Inclusion ConsultantGianluca Iazzolino works as a consultant for the MM4P (Mobile Money for the Poor) programme of UNCDF and as a research assistant for the project MeCoDem, Media, Conflict and Democratisation, at the Centre of Socio-Legal Studies, University of Oxford. |
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Dr. Susan Johnson, Associate Professor of International Development, University of BathSusan Johnson is Associate Professor (Senior Lecturer) of International Development at the University of Bath and Director of the Centre for Development Studies. She has a background in economics and agricultural economics and worked in development organisations before joining academia. She has published extensively in the field of microfinance expanding the analysis in this field to the institutional analysis of local financial markets, in particular examining their social embeddedness. She has undertaken extensive research into microfinance and financial inclusion, particularly focussed on its gender dimensions, the role of informal financial services and mobile money, and the impact of interventions on poverty. She has undertaken research for organizations such as DFID, the Ford Foundation, and the Financial Sector Deepening Trust Kenya. |
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Liz Lumley, Managing Director, Startupbootcamp Fintech LondonLiz Lumley is the London MD for Startupbootcamp FinTech. She has spent over 20 years working in the financial technology space, most recently as an editor at financial services and technology newswire, Finextra. In addition to being an internationally recognised conference speaker and moderator, she is also a regular contributor to Brett King’s Breaking Banks radio show on the VoiceAmerica Business channel. |
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Carlos Menendez, President, Enterprise Growth & Partnerships, International Markets, MasterCardCarlos Menendez is president, Enterprise Growth & Partnerships, International Markets for MasterCard. In this role, Mr. Menendez is responsible for expanding and developing the company’s operations in over 210 countries and territories around the world. He also has responsibility for driving enterprise-wide partnership strategy and innovation, helping MasterCard to use its technology in new ways for a host of diverse merchant, business and government partners. Mr. Menendez joined MasterCard in 2010 and was, most recently, group executive, Global Credit and Debit. In this role, he was responsible for managing the company’s consumer and network products, with a focus on developing competitive differentiation globally while deploying solutions at the local market level. Previously at MasterCard, Mr. Menendez was chief operating officer for Western Europe, responsible for a full range of consumer banking products. Before this, he was the EMEA regional cards director and divisional consumer head for the Nordics. As the regional cards director, he was responsible for the cards business strategy and execution for more than 18 countries across Europe, Middle East and Africa. Prior to joining MasterCard, Mr. Menendez held a number of positions at Citigroup, where he worked for more than 14 years. Before Citigroup, Mr. Menendez worked in Brand Management with Procter & Gamble and with a law office in Washington DC. Mr. Menendez holds a Bachelor of Arts in Economics from Harvard University, a Master of Arts in International Studies from the University of Pennsylvania, and a Master of Business Administration from The Wharton School. |
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Richard Morgans, Head of Innovation and Procurement, Atom BankRichard, 31, joined Atom in September 2014 to head innovation and procurement for the bank. Atom will launch in 2016 as the first digital only bank in the UK with a full retail and business banking proposition. Richard works closely with the key partners and suppliers to Atom to develop solutions that support the development and innovation of the bank. Before working at Atom, Richard was a management consultant as PricewaterhouseCoopers and also ran a business that allowed individuals to compare their spending habits against their peer groups. Richard also works as a mentor with Virgin StartUp in London. |
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Prof. Yuval Millo, Social Studies of Finance and Management Accounting, University of LeicesterYuval Millo is a professor of Social Studies of Finance and Management Accounting at the University of Leicester School of Management. Yuval’s research focuses on organisational and technological aspects of financial markets and on valuation of social impact. Yuval’s research has been published, among else in American Journal of Sociology, Journal of Management Studies and Accounting, Organizations and Society |
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Marc O'Brien, Partner, Capco
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Dr. Rachel O'Dwyer, Research Fellow and Lecturer, Trinity College DublinRachel O'Dwyer is a government of Ireland research fellow in Maynooth University. She is the leader of the Dublin Art and Technology Association and the initiator and lead curator of openhere, a festival and conference on the digital commons. She writes about on political economy of communications with a particular focus on mobile networks, mobile payments and common core infrastructures. She is a regular contributor to Neural magazine www.neural.it. and the founding editor in chief of the open access peer-reviewed journal Interference: A Journal of Audio Culture.
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Dr. Pinar Ozcan, Associate Professor of Strategic Management, Warwick Business SchoolDr. Pinar Ozcan is Associate Professor of Strategic Management at Warwick Business School. She specialises in strategy, entrepreneurship, and the emergence of new technology markets. Dr. Ozcan completed her Ph.D. at the Stanford Technology Ventures Program (STVP) at the Stanford University Management Science and Engineering Department, and also holds a Master of Science and dual Bachelors degrees from Stanford. Dr. Ozcan has been following the growth of mobile payments since 2005. Her recent work on this topic has been published in the Strategic Management Journal, the Mac Journal as well as the Conversation UK. |
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Kosta Peric, Deputy Director, Financial Services for the Poor, Bill and Melinda Gates FoundationKosta is a technologist, and his interests lie at the point of fusion between technology, finance and innovation. He is the author of "The Castle And The Sandbox", a book explaining how to foster innovation in established companies (Amazon link). Kosta is currently Deputy Director, Financial Services for the Poor, at the Bill & Melinda Gates Foundation, where he leads the team that focuses on digital payments. From governance through business models to technology, from ideas through architecture to development, he oversees the strategy and grants to deliver secure, reliable and affordable digital payment solutions. Previously, he was the co-founder and leader of Innotribe, the SWIFT initiative to enable collaborative innovation in the financial industry. At SWIFT, he was also the chief architect of SWIFTNet, the backbone worldwide secure network currently connecting 8,000 banks and 1,000 corporations, and servicing daily the world economy. |
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Charles Radclyffe, dataPHILOSOPHERCharles is a serial entrepreneur who has focused his career on solving tough technology challenges for some of the world's largest organisations.A self-confessed 'geek' at heart, Charles combines his technical fluency with his business nous to really get to grips with how best to conceive, design, build and implement solutions which can unlock transformative business value. In addition to providing advisory services to his clients, Charles has built and sold three technology companies so far in his career, and in his spare time passionately supports and mentors young entrepreneurs and start-up teams. He is an experienced public speaker having presented at various events in the UK, US, and the Middle East on the philosophical questions around Smart Devices, Data Science, and Artificial Intelligence industry and the societal impact of the application of this technology. Charles holds an MA in Law from Cambridge, and his hobbies include golf, motorsport, science fiction and early modern history. Charles has had the privilege of assisting a number of clients, including: HSBC, Barclays, Morgan Stanley, JP Morgan Chase, UBS, Royal Bank of Scotland, Bank of America Merrill Lynch, Royal Bank of Canada, and Deutsche Bank. |
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Crispin Rogers, Founder and Director, Wholehearted Marketing LtdCrispin is the Founder and Director of Wholehearted Marketing Ltd, a consultancy specializing in Loyalty, Data Driven Marketing and Card Linked Offers.Crispin has extensive experience in the Global Loyalty and Payments industry, managing data-based marketing programmes across 30 markets around the world. Latterly Crispin was Director of Card Linked Offers at Visa Europe, defining strategy and implementing a bold vision to realize the monetization of the transactional data arising from 500 million Visa cards across Europe. In this capacity he established the partnership between Visa Europe and edo Interactive Prior to that, Crispin was with Shell for 23 years – including 6 years managing and directing Shell’s Loyalty and Payment programmes. This included responsibility for Shell’s Retail Loyalty programmes in 23 markets around the world, their co-branded credit card and private label fuel cards in 19 markets around the world and responsibility for third party card acceptance at Shell’s 45,000 sites globally. |
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Brett Scott, Alternative Finance Author & JournalistBrett Scott is a journalist, campaigner and the author of The Heretic’s Guide to Global Finance: Hacking the Future of Money (Pluto Press: 2013). He works on financial reform, alternative finance and economic activism with a wide variety of NGOs, artists and students, and writes for publications such as The Guardian, New Scientist, Wired Magazine, Aeon and CNN.com. He tweets as @suitpossum |
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Dr. Kimmo Soramäki, Founder and CEO, Financial Network Analytics (FNA) & founding Editor-in-Chief of the Journal of Network Theory in FinanceKimmo started his career as an economist at the Bank of Finland where he developed in 1997 the first simulation model for interbank payment systems. In 2004 while at the research department of the Federal Reserve Bank of New York, he was among the first to apply methods from network theory to improve our understanding of financial systems. During the financial crisis of 2007-2008 Kimmo advised several central banks, including the Bank of England and European Central Bank, in modeling interconnections and systemic risk. This work led him to found FNA in 2010 to solve important issues around financial risk and for exploring the complex financial networks that play a continually larger role in the world around us. Kimmo holds a Doctor of Science in Operations Research and a Master of Science in Economics (Finance), both from Aalto University in Helsinki. |
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Dr. Carsten Sørensen, Reader (Associate Professor) in Digital Innovation, London School of EconomicsDr. Carsten Sørensen is Reader (Associate Professor) in Digital Innovation within Department of Management at The London School of Economics and Political Science (carstensorensen.com). He also holds visiting professorships at University West and Halmstad University in Sweden and is 2015/16 a recipient of an Otto Mønsted Visiting Professorship at Copenhagen Business School. Carsten holds a Ph.D. in computer science from Aalborg University, Denmark. He has since the 1980s researched digital innovation, for example innovating the digital enterprise through mobile technology (enterprisemobilitybook.com), and the innovation dynamics of mobile infrastructures and platforms (digitalinfrastructures.org). Carsten has published widely within Information Systems since 1989 (scholar.carstensorensen.com), for example in MIS Quarterly, ISR, ISJ, JIT, Information & Organization, The Information Society, Computer Supported Cooperative Work, and Scandinavian Journal of Information Systems. He is presently Senior Editor for The Information Systems Journal. Carsten also has extensive experience as a Principal Investigator on a number of national, EU, and industry research grants in the UK and Sweden with a total budget of over £3 million. He is a member of the Board of Directors of LSE Enterprise (www.lse.ac.uk/enterprise) and special advisor to the Customer Contact Association. Carsten as for a number of years been engaged in assisting and assessing digital startups and has for 25 years been actively engaged in academic consultant and executive education with a broad range of organisations – IMF, Microsoft, Google, PA Consulting, Orange, Vodafone, Intel, GEMS, to name just a few. |
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Simon Taylor, VP of Blockchain R&D and Experimentation, BarclaysSimon is the VP of Blockchain R&D and Experimentation for Barclays. Simon’s career started as a software developer in the Telco sector before transitioning to a bank supplier, where his experience was in delivering some of the first mobile banking solutions in the European market. Simon joined Barclays in 2013 and since then has played an integral role in the Barclays Accelerator Fintech Start-up programme before taking on his current role in Blockchain and Experimentation. Today Simon is widely recognised as a Blockchain expert and has featured in the Wall St Journal, FT, Reuters and other key publications as well as being a regular speaker at the likes of SIBOS, Next Bank and other Blockchain events. In 2015 the UK Government turned to Simon as their key expert in Blockchain and Simon is now advising regulators and Governments globally on how to make the most of this phenomenon. |
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Dr. Nathaniel Tkacz, Associate Professor at the Centre for Interdisciplinary Methodologies, University of WarwickNathaniel is Associate Professor at the Centre for Interdisciplinary Methodologies, University of Warwick. His work investigates the political, economic and organisational dimensions of technology, with a specific focus on networked and digital forms. In his research he analyses notions of political openness in web-based communities, the practice of ‘mass collaboration’, experimental economic platforms, software forking, trolling, and emerging forms of governance in network cultures, among other things. His current work is on 1) the rise of ‘dashboard interfaces’ and 2) the relationship between media and economy. |
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Gene Vayngrib, CEO & Co-founder, TradleGene, Tradle CEO & Co-founder believes in changing world by achieving the economies of scale with cooperative commercial networks, enabled by the blockchain technology. To achieve that Gene and his Tradle team are building a Trust Provisioning Network, starting with the KYC solution for the banks. Gene is a serial entrepreneur and software executive. He is a blockchain evangelist, speaker and architect of Blockchain solutions. Prior to Tradle, he co-founded a startup that pioneered the decentralized business network helping ship and invoice millions of tons of products in a supply chain spanning 20 countries. Tradle is now applying these insights to a new decentralized system, this time based on the blockchain. In his previous role, Gene managed the Innovation division of Information Builders, a NY Enterprise Software company where his team developed and deployed products to 90% of Fortune 500 companies. Prior to that Gene pioneered the use of AI in industrial control systems. |
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Dr. Markos Zachariadis, Assistant Professor of Management & Information Systems, Warwick Business SchoolMarkos Zachariadis is Assistant Professor of Information Systems & Management at Warwick Business School and a FinTech Research Fellow at the Cambridge Centre for Digital Innovation (CDI), University of Cambridge. Markos' research sits at the crossection of economics of digital innovation, financial technology studies, and network economics, and has studied extensively the economic impact of ICT adoption on bank performance, the diffusion of payment networks, and the role of data & standards in payment infrastructures (SWIFT) and financial markets (LEI) among other things. His research has been published in top academic journals such as MIS Quarterly and Business History and has been awarded the NET Institute Award (NYU Stern) for his study on the economics of payment networks. He is also co-author of The Society for Worldwide Interbank Financial Telecommunication (SWIFT): Cooperative governance for network innovation, standards, and community (London: Routledge 2014). Markos has been invited to present his findings to various international conferences and organizations (SIBOS, Bank of England, Microsoft, SWIFT, etc.) and has shared his work and perspectives with IBTimes, Bloomberg, Fortune Magazine, BBC Radio, SkyNews, USA Today, ITV News, The Conversation, among many other media outlets. Prior to joining Warwick Business School, Dr. Zachariadis was a Research Associate at the University of Cambridge Judge Business School, a Visiting Scholar at London Business School and a Researcher at the Centre for Economic Performance, LSE. Before moving to academia, Markos held appointments at UBS Investment Bank and Hewlett Packard. He studied economics at the University of Patras, Department of Economics and holds an MSc and PhD from the London School of Economics, Department of Management. You can follow Markos on Twitter @MarkosZach and on Linkedin. |
