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Student Funding Support

Full-time Undergraduate Funding - 2025 Entry

Funding Information:

Tuition Fees

Tuition Fees for full-time undergraduates in 2025-26 are yet to be confirmed. The University may increase fees in line with any inflationary uplift as decided by the UK Government in subsequent years of your course. It is expected that such increases will be linked to the Retail Price Index (RPI excluding mortgage interest payments).

For illustrative purposes, the 2024-25 fees were £9,250.

Eligible students can receive a Tuition Fee Loan to cover the cost of the fees in full. For more information please see the below Tuition Fee Loan section. It is not mandatory to take out a Tuition Fee Loan. If you do not want to take out a Tuition Fee Loan and want to pay for your Tuition Fees yourself please see the following relevant webpages from the University's Student Finance Team:

UK Government Student Loans

You may be eligible for student loans from the UK Government (Tuition Fee Loan and Maintenance Loan). Eligibility for student loans will depend on certain criteria, such as your nationality and residency status. You can view the full criteria at Student Finance for Undergraduates -Eligibility.

If you are unsure whether you qualify for these student loans, you can Contact Student Finance EnglandLink opens in a new window directly to clarify.

Tuition Fee Loan

  • A non-means tested Tuition Fee Loan is available from Student Finance England (SFE).
  • Eligible students will be able to apply for and take out the full amount of Tuition Fee Loan required to pay their Tuition Fees in full regardless of their household income.
  • The Tuition Fee Loan is paid directly to the University to cover the cost of your fees in termly instalments.
  • As it is a loan, you will need to repay it.
  • You need to apply for this for every year of study.

Maintenance Loan

  • Eligible students can apply to SFE for a Maintenance Loan towards their living and course costs.
  • The Maintenance Loan is means-tested so the amount you receive is partially based on your household income and whether you chose to live in or away from your parental home.
  • The Maintenance Loan is paid in equal termly instalments.
  • As it is a loan, you will need to repay it.
  • You need to apply for this for every year of study.

Maintenance Loan Entitlement

Eligible students can apply to Student Finance England (SFE) for a partially means-tested Maintenance Loan to contribute towards their living and course costs.

For the 2025-26 academic year, household income will be taken from the 2023-24 tax year and will depend on the people you live with: your parent(s)/carer(s), your parent/carer and their partner or your partner.

When the 2025-26 maintenance loan rates are released by Student Finance England, we will upload them to this webpage. We expect this to be early 2025.

If there has been a drop in your household income of 15% or more since the 2023-24 tax year, you should notify Student Finance England once you have applied for a maintenance loan, as you may be entitled to an increased entitlement. For more information see the following webpage, Support your Child or Partner's Student Finance Application - If your income has gone down.

Please see our separate webpage, Students Eligible for Benefits or Aged 60 or OverLink opens in a new window if you will be aged 60 or over on the first day of the first year of your course or if you receive government benefits, for the funding information relevant to you.

The amount of maintenance loan you may be eligible for may differ during a Study Abroad opportunity. Please visit our Study Abroad webpage for further information.

Applying to Student Finance England (SFE) for the Tuition Fee and Maintenance Loans

Applications for student loans are made online, see the Student Finance England - How To Apply webpage for more information. Applications for the 2025-26 academic year are expected to open in March 2025. You should apply as soon as possible to make sure that your funding is in place for the start of your course. The application takes about 30-45 minutes and you apply for both the Tuition Fee and Maintenance Loan in one application. You will need to apply for each year that you require a Tuition Fee Loan and/or a Maintenance Loan.

Repaying the Tuition Fee and Maintenance Loan

  1. Repayments will begin in April after you have completed or left your course.
  2. Repayments will start only when your income is over £25,000 per year (threshold from August 1 2023 - Plan 5 Student Loan).
  3. You will repay 9p for every £1 you earn over the £25,000 threshold.
  4. Repayments are deducted automatically through the tax system. If you are self-employed or working overseas when your repayments are due to start, you will need to arrange separate repayment arrangements with Student Finance England.
  5. If your income falls below the £25,000 threshold repayments will stop automatically and not re-start until you are earning over the threshold again. If you are self-employed or working overseas while making repayments and your income falls below £25,000, you will need to contact Student Finance England directly.
  6. There are no early repayment penalties and you can choose to make voluntary repayments to your loan at any time.
  7. Any outstanding loan (including interest) is written off after 40 years or if you become permanently unfit for work or die.
  8. Interest is applied to your loan at the point the first payment is made to you and is linked to the Retail Prices Index (RPI).

For more information, please see the gov.uk webpage, Repaying Your Student Loan.

Disabled Students' Allowance (DSA)

If you have a disability, long-term health condition, mental health condition or specific learning difficulty there is additional non-repayable support available.

  • DSA is a non-repayable grant offered by SFE.
  • DSA is intended to help with any disability-related costs you might have.
  • Any support you receive will be based on your individual needs, not your household income.
  • Full-time undergraduates can apply for DSA in the same online application form that they complete for their Tuition Fee and Maintenance Loans.
  • Make sure you apply early for DSA as applications can take up to 14 weeks as you will need to undertake a Study Needs Assessment.
  • For more information on the support provided, the evidence required and how to apply check out SFE's Disabled Students' Allowance webpage and/or the University's Disability Team's Applying for DSALink opens in a new window webpage. Within the University's Disability webpage, you will also find a DSA Eligibility CheckerLink opens in a new window tool which you can use to see whether you may be eligible for DSA.

Dependants' Grants

If you are financially responsible for a child or adult, you may be eligible for a non-repayable grant from Student Finance England. There are three grants available:

  • Childcare Grant (CCG)
  • Parents' Learning Allowance (PLA)
  • Adult Dependants' Grant (ADG)

You can apply for these grants in the same online application as your Tuition Fee and Maintenance Loan. If you have already submitted your loan application and want to subsequently apply for a Dependants' Grant, please see the Student Finance Application for Dependants Grants webpage. For more information, please see our Dependants' GrantsLink opens in a new window webpage.

Bursaries and Scholarships

The University offers scholarships and bursaries to students for a variety of reasons. For example, if you have a low household income, if you are a Care leaver, estranged from your family or is you have participated in certain Outreach programs, you may be eligible for a scholarship.

The University is currently reviewing the main Warwick Bursary. We are awaiting approval from the Office of Students. We will update this webpage once we have received final confirmation of all details.

For further information about other Bursaries and Scholarships offered by the University of Warwick, please see our Bursaries and Scholarships webpage.

Living Costs, Course Costs and Budgeting at University

We have dedicated webpages about managing, making, and saving money on our Money Matters sub-section. Here you can find out about Living and Course CostsLink opens in a new window, Budgeting Link opens in a new windowand more!

Top Money Tips

Check out our top money tips below!

Diagram outlining our top money tips: 1)Apply for your funding early - Be sure that your money will be paid on time, and you’ll know how much you have to live on. 2) Shop wisely - Always shop with a list and keep a budget in mind before you go shopping. Buy supermarket own brands where you can save money. 3) Pack a snack -Save money by bringing a packed lunch rather than buying food on campus. 4) Student bank accounts - Consider having two accounts so you have one where your Maintenance Loan goes into and another where you transfer a weekly allowance to limit overspending. 5) Learn to cook - You can save yourself a lot of money by learning a few simple recipes, so you don’t have to rely on delivery services. Have a look at bbcgoodfood.com for some easy recipes to get you started. 6) Make a list of things to buy -It might be worth waiting until you get to university to get everything as you could club together with your housemates to get kitchen items such as a cheese grater, so you don’t all have to buy one. 7) Don't forget your course costs-Remember to budget for stationery , printing, and other costs. Discuss your book list with your tutors and prioritise – buy second-hand books if you can. 8) Be safe, don't be sorry- If you are bringing valuables with you to university, such as a laptop, consider buying insurance. Make sure you read the policy carefully.

You can find more tips and ideas at Money Matters.

Student Money Journey

Below is a summary of your Student Money Journey to university.

Student Money Journey 2025-26

Planning:

Applying:

Preparing:

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