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Student Funding Support

Graduate Entry Medicine (MBChB) - Continuing Students

Funding Information:

This webpage contains funding information for students who started their course between 20217-18 and 2024-25 inclusively and are studying the Graduate Entry Medicine course at Warwick in 2024-25. The information on this webpage only applies to students who are normally resident in England and meet the residency criteria outlined on the Student Finance England - Undergraduate EligibilityLink opens in a new window webpage.

Link opens in aIf you are not ordinarily resident in England and/or you don't meet the residency criteria outlined above, please see our Students Ordinarily Resident Outside of EnglandLink opens in a new window webpage for the information relevant to you.

Financial Support Overview

Financial support for graduate entry medical students varies depending on the year of study that they are in. The tables below show the funding available for Tuition Fees and Living Costs in Year 1 and Years 2-4.

  • You may be eligible for student loans from the UK Government (Tuition Fee Loan and Maintenance Loan). Eligibility for student loans will depend on certain criteria, such as your nationality and residency status. You can view the full criteria at Student Finance Eligibility.
  • For more information regarding the financial support offered by the NHS Bursary Authority in years 2-4 please see the following webpage, NHS Bursary Students.Link opens in a new window 

Tuition Fees
Year 1
  • Tuition Fees for 2024-25 will be £9,250. In November 2024 the UK Government announced an increase in the tuition fee cap for students for the 2025-26 academic year. The University expects to increase fees for future years in line with any inflationary uplift as determined by the UK Government.
  • If you are eligible you can apply for a non-means-tested Tuition Fee Loan from SFE for £5,785 of your tuition fees.
  • You will need to pay the remaining £3,465 yourself.
Years 2 - 4
  • Tuition Fees for the 2025-26 academic year will be £9,535. The University expects to increase fees for future years in line with any inflationary uplift as determined by the UK Government.
  • The NHS Bursary Authority will pay £3,830 towards your fees in the 2025-26 academic year.
  • Eligible students can apply for a non-means tested Tuition Fee Loan from SFE for £5,705

Living Costs
Year 1

Maintenance Loan

  • Eligible students can apply for a Maintenance Loan from SFE.
  • The Maintenance Loan is partially means-tested.
  • The maximum amount an eligible student can receive from SFE if they live away from home and study outside of London in 2024-25 is £10,227.
  • If you qualify for the means-tested portion of the Maintenance Loan, you may be eligible for the Extra Weeks Loan payment due to the length of your course.

Non-repayable Grants

  • Non-repayable grants such as the Childcare Grant, Parents' Learning Allowance, Adult Dependents' Grant and Disabled Students' Allowance are available to eligible students from SFE. See our Dependants' GrantsLink opens in a new window webpage for more information.

Warwick Bursary

  • In your first year if you meet the eligibility you may be eligible for up to £3,000 from the Warwick Bursary.
Years 2 - 4

Maintenance Loan

  • Eligible students can apply for a reduced-rate Maintenance Loan from SFE.
  • The maximum reduced rate loan available to students living away from home and studying outside of London in 2025-26 will be £2,753 (£2,146 in the final year).

NHS Bursary

  • In the academic year 2025-26 eligible students in years 2-4 can apply for a means-tested bursary of up to £2,780 (living away from home and outside of London) and a non-means-tested grant of £1,052. You can also apply for an Extra Weeks Allowance of £89 per week if your course ran for more than 30 weeks and 3 days (excluding vacations).

Grants

  • Grants such as Childcare Allowance (CCA), Disabled Student Allowances (DSA), Dependants Allowance, Parent Learning Allowance (PLA and Travel and Dual Accommodation Expenses (TDAE) are also available to eligible students (in years 2-4) from the NHS Bursary Scheme.

Paying Tuition Fees

In the first year of your course, you will need to self-fund a proportion of your tuition fees (£3,465 in 2024-25). For this self-funded proportion you need to pay, you can choose to either pay the entire amount at the start of the course, or in instalments according to the standard payment schedule:

  • 50% due by the first day of Term 1
  • 25% due by the first day of Term 2
  • 25% due by the first day of Term 3

For further details, visit the University's Student Finance Team's Types of FeeLink opens in a new window and Making PaymentsLink opens in a new window web pages.

Eligible students can apply to Student Finance England for a Tuition Fee Loan for the remaining tuition fees (£5,785 in 2024-25). The proportion of fees due to be paid by Student Finance England for students who have successfully applied for a Tuition Fee Loan will be paid directly to the University without the student needing to arrange payment.

In the second and subsequent years of your course, the NHS will pay the first portion of your tuition fees (£3,715 in the 2024-25 academic year) and eligible students can apply for a Tuition Fee Loan for the remaining amount (£5,535 in the 2024-25 academic year). Students who successfully apply for a Tuition Fee Loan from Student Finance England and an NHS Bursary Tuition Fee contribution will have these paid directly to the University and will not need to arrange payments.

Maintenance Loan Entitlement

Eligible first-year students can apply to Student Finance England (SFE) for a partially means-tested Maintenance Loan to contribute towards their living and course costs.

For the 2024-25 academic year, household income will be taken from the 2022-23 tax year and will depend on the people you live with: your parent(s)/carer(s), your parent/carer and their partner or your partner.

  • In certain circumstances, your assessment might be based on your own income, for example, if you are aged over 25 at the start of your course.
  • For more information on taxable income check out the GOV.UK webpage, Income Tax: Introduction.

If there has been a drop in your household income of 15% or more since the previous tax year, you should notify Student Finance England once you have applied for a maintenance loan, as you may be entitled to an increased entitlement. For more information see the following webpage, Support your Child or Partner's Student Finance Application - If your income has gone down.

The table below demonstrates the Maintenance Loan rates for the 2024-25 academic year based on household income. These are the annual figures which will be split into termly instalments. These figures apply to students who are aged under 60 on the first day of their course and who do not qualify for government benefits. If you will be aged 60 or over at the start of your course or if you qualify for government benefits, please see our Students Eligible for Benefits or Aged 60 or OverLink opens in a new window page for the relevant figures applicable to you.

Please note, in years 2-4 students cannot apply for a means-tested maintenance loan. Instead, eligible students can apply for a reduced-rate maintenance loan which is non-means tested.

Household Income (£)

Students Living Away from Parental Home (£)

Household Income (£)

Students Living in Parental Home (£)
25,000 or under 10,227 25,000 or under 8,610
30,000 9,497 30,000 7,887
35,000 8,766 35,000 7,163
40,000 8,035 40,000 6,440
45,000 7,304 45,000 5,716
50,000 6,573 50,000 4,993
55,000 5,842 55,000 4,269
60,000 5,111 58,307 or above (or non-means tested)

 3,790

62,347 or above (or non-means tested)

 4,767

Applying to Student Finance England (SFE) for the Tuition Fee, Maintenance Loans and Non-repayable Grants

Applications for the Tuition Fee Loan, Maintenance Loan and any supplementary grants are made online, see the Student Finance England - How to Apply webpage for more information. Applications usually open in early March with a deadline of the end of May. You should apply as soon as the service opens to ensure your funding is in place for the start of your course. The application takes about 30-45 minutes and you apply for both the Tuition Fee and Maintenance Loan in one application. You will need to apply for each year that you require a Tuition Fee Loan and/ or a Maintenance Loan.

Repaying the Tuition Fee and Maintenance Loans

Students starting in the 2024-25 academic year who take out undergraduate student loans (which includes graduate entry medics at Warwick) will be on the Plan 5 Student Loan (see Student Finance England - Repaying Your Student Loan - Which Repayment Plan You Are On).

Plan 5 Student Loans:

  1. Repayments will begin in April after you have completed or left your course.
  2. Repayments will start only when your income is over the threshold of £25,000 per year (before tax and other deductions). This is the threshold from August 1 2023.
  3. You will repay 9p for every £1 you earn over the threshold.
  4. Repayments are deducted automatically through the tax system. If you are self-employed or working overseas when your repayments are due to start, you will need to arrange separate repayment arrangements with Student Finance England.
  5. Any outstanding loan (including interest) is written off after 40 years.
  6. Interest is applied to your loan at the point the first payment is made to you and is linked to the Retail Prices Index (RPI).

As a postgraduate student looking to study graduate entry medicine, your previous undergraduate loan would be on a different student loan plan so your repayments may be different to the above.

Applying to the NHS Bursary Scheme

You do not need to apply to the NHS Bursary Scheme until term two of your first year (for second-year funding). For more information about the NHS Bursary Scheme eligibility, please see the NHS Bursary webpage for the most up-to-date information. Here you will also find information regarding their further funding:

  • Childcare Allowance (CCA)
  • Parent Learning Allowance (PLA)
  • Dependant's Allowance
  • Disabled Student Allowances (DSA)
  • Travel and Dual Accommodation Expenses (TDAE)
  • NHS Bursary Hardship Grant

Disabled Students' Allowance

If you have a disability, long-term health condition, mental health condition or specific learning difficulty there is additional non-repayable support available known as Disabled Students' Allowance (DSA). In your first-year you apply to SFE for DSA and in years 2-4 you apply to the NHS Bursary Scheme.

Maintenance Loan/NHS Bursary and UK Government Means-tested Benefits

Please note, if you receive a Maintenance Loan or an NHS Bursary, this may have an impact on any means-tested UK Government benefits that you are entitled to. Examples of these include (list not exhaustive):

  • Income Support
  • Income-based Job Seekers’ Allowance
  • Income-related Employment and Support Allowance
  • Housing Benefit
  • Council Tax Reduction
  • Working Tax Credit
  • Pension Credit
  • Universal Credit

You are advised to contact your local Citizens Advice Centre for more information:

Managing, Making and Saving Money

If you want to learn more about managing, making, and saving money, check out our Money Matters sub-section.

Further to this, Warwick Medical School have also created a dedicated Financial Advice and SupportLink opens in a new window webpage for Medical Students which includes information about additional funding opportunities.