Financial Support for Full-time ITT Students 2025-26
The following information details the package of financial support available to Initial Teacher Training students in 2025-26
Support for Tuition Fees
The University will charge full-time UK (Home) students studying for a PGCE qualification tuition fees of £9,535 for the 2025-26 academic year. Overseas and EU students will be charged tuition fees of £27,680. Home students can apply to the Student Loans Company online at Student finance - GOV.UK (www.gov.uk) for a tuition fee loan to cover up to the full cost of the tuition fees.
The tuition fee loan is non-means tested, which means the amount you can receive is not based on your household income. The Loan is paid directly to the University so, if you choose to take the Loan, you won’t have to set up/make any payments yourself.
If you are not entitled to the loan, do not want to take out the Loan, or only want to take some of it, you can pay your tuition fees directly to the University either in full, at the start of the academic year, or in the following instalments:
- Term 1 - 50%
- Term 2 - 25%
- Term 3 - 25%
You can find more information about how to pay on the University's Student Finance website.
Overseas students are not entitled to a tuition fee loan so must ensure they have made adequate provision to fund their full tuition fees prior to commencing study.
Government Training Bursaries for Home Students
In 2025-26 the Government will offer a training bursary for some subjects as a financial incentive to attract high quality graduates into the teaching profession. Training bursaries will be available for PGCE students who meet all the eligibility criteria for the scheme (this includes eligibility to receive student support from the UK government for students not training to teach Physics or Languages). Bursary amounts will vary depending on teaching subject and degree classification.
Applicants who have firmly accepted their offer, whose degree classification has been verified by the University and who have been identified as potentially eligible for a training bursary will be contacted by email with details of how to apply from late spring. This will be done automatically by the University, you do not need to contact us.
The table below summarises the training bursaries and scholarships available in 2025-26.
[1] Trainees in Secondary Mathematics, Physics, Chemistry, Computing and Modern Foreign Languages (French, German and Spanish only) can apply for a teacher training scholarship with the appropriate professional body. Each professional body sets its own criteria. Scholarships are awarded in place of a bursary. More information can be found on the Get into Teaching website.
Payment of ITT Training Bursaries/Scholarships
Bursaries/scholarships will be paid in 10 equal monthly instalments over the duration of the course.
To receive the monthly bursary or scholarship instalments students must remain fully registered on the PGCE programme. Payments will ordinarily commence on 5th October 2025 (providing all eligibility criteria have been met).
The bursary payments are not taxable. However, as with student maintenance loans, they may be treated as capital income for the purposes of assessing income for trainees in receipt of state benefits. Trainees are therefore advised to contact their local benefits office to check whether this may affect their eligibility for state benefits.
See our summary document of the terms and conditionsLink opens in a new window set by the Department for Education.
For more information about the ITT Training Bursary, please see the Department for Education guide 2025/26Link opens in a new window.
| Bursary/Scholarship award | Value of monthly instalments (5 October 2025 to 5 July 2026) |
|---|---|
| £5,000 | £500 |
| £10,000 | £1,000 |
| £26,000 | £2,600 |
| £28,000 | £2,800 |
| £29,000 | £2,900 |
| £31,000 | £3,100 |
Student Maintenance Loans
Eligible students can apply to Student Finance England (SFE) for a partially means-tested Maintenance Loan to contribute towards their living and course costs.
For the 2025-26 academic year, household income will be taken from the 2023-24 tax year and will depend on the people you live with: your parent(s)/carer(s), your parent/carer and their partner, or your partner.
- In certain circumstances, your assessment might be based on your own income, for example, if you are aged over 25 at the start of your course.
- For more information on taxable income check out the GOV.UK webpage, Income Tax- IntroductionLink opens in a new window.
When the 2025-26 maintenance loan rates are released by Student Finance England, we will upload them to this webpage. We expect this to be early 2025.
If there has been a drop in your household income of 15% or more since the 2023-24 tax year, you should notify Student Finance England once you have applied for a maintenance loan, as you may be entitled to an increased entitlement. For more information see the following webpage, Support your Child or Partner's Student Finance Application - If your income has gone down.Please see our separate webpage, Students Eligible for Benefits or Aged 60 or OverLink opens in a new windowLink opens in a new window if you will be aged 60 or over on the first day of the first year of your course or if you receive government benefits, for the funding information relevant to you.
Applications for student loans are made online, see the Student Finance England - How To ApplyLink opens in a new window webpage for more information. Applications for the 2025-26 academic year are expected to open in March 2025. You should apply as soon as possible to make sure that your funding is in place for the start of your course. The application takes about 30-45 minutes and you apply for both the Tuition Fee and Maintenance Loan in one application.
Overseas students are not entitled to a maintenance loan so must ensure they have made adequate provision to fund their living costs prior to commencing study.
Repaying Student Loans
You will start to repay your loans from the April after you complete or leave your course and only then if your income is above a certain threshold. From 1 August 2023, the repayment threshold is £25,000 for students who start their course on or after this date (Plan 5). Once your income reaches the £25,000 threshold, you will pay 9p for every pound you earn over it.
Interest will be added to your loan as soon as the first payment is made to you and the University. It is linked to the Retail Price Index (RPI) rate.
You can get more information about the current interest rates and how student loan repayments are calculated on the gov.uk webpage Repaying your Student Loan.
University of Warwick Undergraduate Scholarships and Bursaries
PGCE students are not eligible for the Warwick Undergraduate Scholarships and Bursaries Programme (Warwick USB).
Supplementary Grants
Home PGCE students, who meet the eligibility criteria, can also apply for supplementary grants, such as the Childcare Grant, Parents' Learning Allowance, Adult Dependants’ Grant and Disabled Students’ Allowances. You can apply for these grants in the same application as your Tuition Fee and Maintenance Loans.
The Warwick Hardship Fund
The Warwick Hardship Fund is a fund of last resort and is intended to provide discretionary financial help to Home students in situations of unexpected short-term emergency that cause difficulty in meeting essential living costs and some course-related costs (e.g. accommodation, childcare, transport, books, utilities etc). Awards from the Warwick Hardship Fund are needs-related and are non-repayable, but you should first have taken out your full entitlement of Maintenance Loan and Tuition Fee Loan. You will also be expected to have exhausted all other funding available to you, such as bank overdraft facilities and savings accounts.
Further information can be found on the University’s Hardship Funding Link opens in a new windowwebpages. Applications cannot be processed until you are fully enrolled on your course.
Tuition fees for the 2025-26 academic year for students following the School Direct (Salaried) route are yet to be announced. Students studying on this route will be employed by their school and will not be entitled to a tuition fee loan, maintenance loan or supplementary grants.
School Direct (Salaried) students will not be eligible to receive a training bursary, University bursary or Warwick Hardship Funds.
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