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Overseas Business Travel Insurance

Overseas Business Travel Insurance

Insurance Policy Information

Insurer: Aviva

Policy number: 100782764GPA

Policy dates: 1 August 2024 to 31 July 2025

Policy type: IMPORTANT PLEASE NOTE - This is a business travel insurance policy only.

Cover is for travel for the University of Warwick business purposes only (this includes PGR students or students going on a study abroad placement arranged through the University of Warwick). This policy does not cover any holidays or personal travel and therefore if there is any personal travel individuals will need to arrange their own personal insurance. It is important you check your personal travel insurance carefully as often it only covers trips that start and finish in the same place. Please declare this fact to your insurer to ensure your insurance cover is not invalidated.

Those on a study abroad placement should arrange their own travel insurance from the date their study/placement ends if they choose to remain overseas. Leisure time during the placement will be insured however.

Family members are not covered.

A summary of the travel insurance policy can be found below

Summary of Travel Insurance 2024-25Link opens in a new window

Medical Emergencies

Only emergency medical treatment is covered under this policy. In the event of an emergency please call:

24 hour Emergency Medical Assistance Helpline+44 (0)1243 621066

Quote reference NUBT 0105 and policy number 100782764GPA

Please note that there is no emergency medical cover if you are a national in the country you need medical attention unless you have been resident in the UK for more than 12 months.

Further Information

Please note that this policy is NOT a health or medical insurance policy and general healthcare is not covered.

Travellers may therefore want to consider taking out their own private insurance to cover them for their trip. This can also be a requirement for some types of visas and should be checked by the traveller.

Please note that unfortunately the University Insurance Department is unable to provide any advice in relation to the purchase of health/medical insurance, the insurance requirements for other countries or insurance required for visa applications.

EHIC cards continue to be valid until their expiry date. Thereafter travellers should apply for a GHIC Card (Global Health Insurance Card).

Security Assistance

If there is a risk to your personal safety please call:

24 hour Security Helpline +44 (0)1243 621066

Quote reference NUBT 0105 and policy number 100782764GPA

Travel Card

Please download the insurance Travel CardLink opens in a new window

Take this with you on your trip

Claims

A completed form must be sent to Insurance Services within 50 calendar days of the occurrence/event otherwise your claim may not be paid - please refer to

How to make a claimLink opens in a new window

Flight Changes

All overseas travel ideally should be booked through the University's travel management company, Key Travel no matter what value.

Please contact Key Travel quoting your booking reference number if you need assistance:

In the event of an emergency please call+44 (0)207 843 9602.

You may now also contact your reservations team via WhatsApp message: +44 207 843 9602 and SMS message: +44 7860019411

Full details of Key Travel's services can be found Key TravelLink opens in a new window

Please note that only your Department's representative that booked your travel or the traveller themselves (not a third party) can make changes to your travel arrangements with Key Travel Information

Travel Hub

Information on all areas relating to Travel on University Business can be found on the Travel Hub

Topics include:

  1. Travel Risk Assessments
  2. Fieldwork Risk Assessments
  3. Safety and Wellbeing whilst travelling
  4. Export Controls
  5. Finance and Expenses
  6. Insurance
  7. Travel Policies
  8. IT Services

Please note that Insurance Services do not approve or authorise any risk assessments. This is the responsibility of the department. All submitted risk assessments to Insurance Services must be fully completed and signed by both the traveller and line manager/supervisor otherwise they will returned to the traveller.

Export Control Regulations

Export Control regulations apply to the transfer of physical goods, technology, materials, equipment, or know-how from the University to outside of the UK, whether via verbal, physical or electronic means. Staff and Students travelling overseas must comply with Export Control RegulationsLink opens in a new window. University guidance on this can be found on the Research & Impact Services (R&IS) webpage International Travel GuidanceLink opens in a new window 

If you have any questions about how this applies to your travel, please contact the R&IS on Export-Control@Warwick.ac.uk.

Letter to Support Visa Applications and Passport Validity

Our travel insurer Aviva can provide an insurance letter to support a visa application for business travel or for studying abroad only (not personal travel or countries that require referral).

In order to obtain a letter from the University's travel insurer you will need to download the Solace Secure app Solace SecureLink opens in a new window.

You will need to provide your University of Warwick email address and quote the policy number100782764GPA to create an account. Once you have created an account you can enter your travel details (within Documents on the App) to create a letter from Aviva to support your visa application. If your period of travel goes past the renewal date of the policy i.e. 1 August then state the expiry date of the insurance being the following 31 July. The Policyholder is University of Warwick, and address is University House, Coventry, CV4 8UW. Some Embassies no longer accept a letter from the University and therefore the letter generated via the Solace app is the most reliable option and should be followed. Further guidance can be found Aviva Travel Assistance InformationLink opens in a new window

    The Business Travel insurance does not provide cover for the failure to obtain/maintain/renew any necessary documents required for the country you are travelling to (e.g. visas, passports, permits etc).

    Please visit the FCDO website for information concerning visa requirements for the country you plan to visit as this can often change and you should not assume it has not since your last visit to that country. If you are not travelling on a UK passport you will need to check the visa requirements for your nationality. Additionally visas can be linked to your passport number so if the passport number has changed a new visa will be required e.g. an ESTA visa for USA. Shortly you will need to apply for a Visa to travel to EU countries, Norway, Switzerland, Iceland and Liechtenstein. Further information Visa requirements EU and othersLink opens in a new window

    Countries, Areas or Territories Where Insurance Cover Can Be Provided Automatically Without referral to Insurance Services

    The FCDO are now reviewing the countries that travel can take place to on a regular basis and current information can be found on the FCDO travel advice for individual countries.Link opens in a new window

    Insurance can be provided subject to a travel risk assessment being completed and approved by the Head of Department and complying with the University's Financial Procedures.

    Currently the USA is classified as an 'amber' country by Solace, but 'green' by the FCDO. Whilst the USA is classified as 'green' by the FCDO a copy of the travel risk assessment does not need to be forwarded to the Group Insurance Manager for approval.

    Full guidance can be found on the H&S Travel HubLink opens in a new window

    Countries, Areas or Territories Requiring Notification to Insurance Services

    For any deemed essential travel to any countries that are subject to FCDO restrictions i.e. essential or no travel recommended (either stated by the FCDO or shown on a map) please contact the Insurance Office for further guidance and approval r.campbell-kelly@warwick.ac.uk. Insurance cover cannot be guaranteed for these countries. To find out if a country has FCDO restrictions please check FCDO Restricted CountriesLink opens in a new window

    If you intend to travel Afghanistan, Algeria, Bahrain, Bangladesh, Belarus, Bolivia, Burundi, Cameroon, Central African Republic, China, Columbia, Cuba, Democratic Republic of Congo, Ecuador, Egypt, Republic of Guinea, Republic of Guinea-Bissau, Haiti, Iran, Iraq, Israel, Jordan, Kenya, Lebanon, Libya, Mali, Mexico, Myanmar (Burma), Nicaragua, Nigeria, North Korea, Russia, Somalia, South Sudan, Sri Lanka, Sudan, Syria, Tunisia, Ukraine, Venezuela, Yemen, or Zimbabwe you must email r.campbell-kelly@warwick.ac.uk with details of your proposed trip before travel arrangements are confirmed. Insurance cover cannot be guaranteed for these countries.

    Additionally if you are travelling to a Finance defined high risk country listed here

    Anti-Money Laundering further guidance (warwick.ac.uk)

    you must follow the guidance before travel arrangements are confirmed and email details to FinCompliance@warwick.ac.uk 

    Any Other Queries/Questions:

    Please contact the University Insurance Services Department:

    Email insuranceservices@warwick.ac.uk

    Telephone 02476 524222 (office hours only)

    Please also refer to the business related travel guidelines before any booking is made, details found hereLink opens in a new window