Financial Support for Full-time ITT Students 2026-27
The following information details the package of financial support available to Initial Teacher Training students in 2026-27
Support for Tuition Fees
The University will charge full-time UK (Home) students studying for a PGCE qualification tuition fees of £9,790 for the 2026-27 academic year. Overseas and EU students will be charged tuition fees of £29,340. Eligible Home students can apply to the Student Loans Company online at Student finance - GOV.UK (www.gov.uk) for a tuition fee loan to cover up to the full cost of the tuition fees.
The tuition fee loan is non-means tested, which means the amount you can receive is not based on your household income. The Loan is paid directly to the University so, if you choose to take the Loan, you won’t have to set up/make any payments yourself.
If you are not entitled to the loan, do not want to take out the Loan, or only want to take some of it, you can pay your tuition fees directly to the University either in full, at the start of the academic year, or in the following instalments:
- Term 1 - 50%
- Term 2 - 25%
- Term 3 - 25%
You can find more information about how to pay on the University's Student FinanceLink opens in a new window website.
Overseas students are not entitled to a tuition fee loan so must ensure they have made adequate provision to fund their full tuition fees prior to commencing study.
Department for Education Training Bursaries
In 2026-27 the Department for Education will offer a training bursary for some subjects as a financial incentive to attract high quality graduates into the teaching profession. Training bursaries will be available for PGCE students who meet all the eligibility criteria for the scheme (this includes eligibility to receive student support from the UK government for students not training to teach Physics or Languages). Bursary amounts will vary depending on teaching subject and degree classification.
Applicants who have firmly accepted their offer, whose degree classification has been verified by the University and who have been identified as potentially eligible for a training bursary will be contacted by email with details of how to apply from late spring. This will be done automatically by the University, you do not need to contact us.
The table below summarises the training bursaries and scholarships available in 2026-27.
[1] Trainees in Secondary Physics, Chemistry, Computing and Modern Foreign Languages (French, German and Spanish only) can apply for a teacher training scholarship with the appropriate professional body. Each professional body sets its own criteria. Scholarships are awarded in place of a bursary. More information can be found on the Get into TeachingLink opens in a new window website.
Payment of ITT Training Bursaries/Scholarships
Bursaries/scholarships will be paid in 10 equal monthly instalments over the duration of the course.
To receive the monthly bursary or scholarship instalments students must remain fully registered on the PGCE programme. Payments will ordinarily start on 5th October 2026 (providing all eligibility criteria have been met).
The bursary payments are not taxable. However, as with student maintenance loans, they may be treated as capital income for the purposes of assessing income for trainees in receipt of state benefits. Trainees are therefore advised to contact their local benefits office to check whether this may affect their eligibility for state benefits.
See our summary document of the terms and conditionsLink opens in a new window set by the Department for Education.
For more information about the ITT Training Bursary, please see the Department for Education guide 2026-27Link opens in a new window.
| Bursary/Scholarship award | Value of monthly instalments (5 October 2026 to 5 July 2027) |
|---|---|
| £5,000 | £500 |
| £20,000 | £2,000 |
| £22,000 | £2,200 |
| £29,000 | £2,900 |
| £31,000 | £3,100 |
Student Maintenance Loans
Eligible students can apply to Student Finance England (SFE) for a partially means-tested Maintenance Loan to contribute towards their living and course costs.
For the 2026-27 academic year, household income will be taken from the 2024-25 tax year and will depend on the people you live with: your parent(s)/carer(s), your parent/carer and their partner, or your partner.
- In certain circumstances, your assessment might be based on your own income, for example, if you are aged over 25 at the start of your course.
- If you are estranged from your family, you can apply to be assessed as an independent student. You can find out more information on the government's Applying for Student Finance as an Estranged Student web pageLink opens in a new window.
- For more information on taxable income check out the GOV.UK webpage, Income Tax- IntroductionLink opens in a new window.
- You can get an estimate of how much Maintenance Loan you may be eligible for by using the Student Finance England CalculatorLink opens in a new window.
The below table demonstrates the annual maintenance loan rates for the 2026-27 academic year based on household income (figures are subject to Parliamentary approval). The annual entitlement of maintenance loan is paid directly to students in equal termly instalments.
| Household Income (£) | Students Living Away from Parental Home (£) | Household Income (£) | Students Living in Parental Home (£) |
|---|---|---|---|
| 25,000 or under | 10,830 | 25,000 or under | 9,118 |
| 30,000 | 10,058 | 30,000 | 8,354 |
| 35,000 | 9,285 | 35,000 | 7,589 |
| 40,000 | 8,512 | 40,000 | 6,825 |
| 45,000 | 7,739 | 45,000 | 6,060 |
| 50,000 | 6,967 | 50,000 | 5,296 |
| 55,000 | 6,194 | 55,000 | 4,531 |
| 60,000 | 5,421 | 58,387 or above (or non-means tested) | 4,013 |
| 62,410 or above (or non-means tested) | 5,048 |
If there has been a drop in your household income of 15% or more since the previous tax year, you should notify Student Finance England as you may be entitled to an increased maintenance loan. For more information, see the following webpage: Support your Child or Partner's Student Finance Application - If your income has gone downLink opens in a new window.
Please see our separate webpage, Students Eligible for Benefits or Aged 60 or OverLink opens in a new windowLink opens in a new window if you will be aged 60 or over on the first day of the first year of your course or if you receive government benefits, for the funding information relevant to you.
Applications for student loans are made online. See the Student Finance England - How To ApplyLink opens in a new window webpage for more information. Applications for the 2026-27 academic year are expected to open in March 2026. You should apply as soon as possible to make sure that your funding is in place for the start of your course. The application takes about 30-45 minutes and you apply for both the Tuition Fee and Maintenance Loan in one application.
Overseas students are not entitled to a maintenance loan so must ensure they have made adequate provision to fund their living costs prior to commencing study.
Repaying the Tuition Fee and Maintenance Loans
- Repayments will begin in the April after you have completed or left your course.
- Repayments will start only when your income is over £25,000 per year.
- You will repay 9p for every £1 you earn over the £25,000 threshold.
- Repayments are deducted automatically through the tax system. If you are self-employed or working overseas when your repayments are due to start, you will need to arrange separate repayment arrangements with Student Finance England.
- If your income falls below the £25,000 threshold repayments will stop automatically and not re-start until you are earning over the threshold again. If you are self-employed or working overseas while making repayments and your income falls below £25,000, you will need to contact Student Finance England directly.
- There are no early repayment penalties and you can choose to make voluntary repayments to your loan at any time.
- Any outstanding loan (including interest) is written off after 40 years or if you become permanently unfit for work or die.
- Interest is applied to your loan at the point the first payment is made to you and is linked to the Retail Prices Index (RPI).
For more information, please see the gov.uk webpage Repaying Your Student LoanLink opens in a new window.
University of Warwick Undergraduate Scholarships and Bursaries
PGCE students are not eligible for the Warwick Undergraduate Scholarships and Bursaries Programme (Warwick USB).
Supplementary Grants
Home PGCE students, who meet the eligibility criteria, can also apply for supplementary grants, such as the Childcare Grant, Parents' Learning Allowance, Adult Dependants’ Grant and Disabled Students’ Allowances. You can apply for these grants in the same application as your Tuition Fee and Maintenance Loans. You can find more information on our Grants for Dependants' webpageLink opens in a new window.
The Warwick Hardship Fund
The Warwick Hardship Fund is a fund of last resort and it is intended to provide discretionary financial help to Home students in situations of unexpected short-term emergency that cause difficulty in meeting essential living costs and some course-related costs (e.g. accommodation, childcare, transport, books, utilities etc). Awards from the Warwick Hardship Fund are needs-related and are non-repayable, but you should first have taken out your full entitlement of Maintenance Loan and Tuition Fee Loan. You will also be expected to have exhausted all other funding available to you, such as bank overdraft facilities and savings accounts.
Further information can be found on the University’s Hardship Funding Link opens in a new windowwebpages. Applications cannot be processed until you are fully enrolled on your course.
Tuition fees for the 2026-27 academic year for students following the School Direct (Salaried) route are yet to be announced. Students studying on this route will be employed by their school and will not be entitled to a tuition fee loan, maintenance loan or supplementary grants.
School Direct (Salaried) students will not be eligible to receive a training bursary, University bursary or Warwick Hardship Funds.
Questions?
