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How much money do I need to prepare for a Tier 4 application

  • You need to show evidence that you have either paid or have the funds available to pay the 1st academic year's course fees (check the information on your CAS) - go to Course/Tuition Fees
  • You also need to show that you have the funds for your living costs for up to 9 months, set by the Home Office at £1,015 per month for those studying outside London - go to Living Costs/Maintenance Funds
  • You must prepare the required funds even if you do not need to submit/ upload financial evidence as part of your visa application (for example, if you are a low risk national or your CAS is issued under the Tier 4 Pilot Scheme)
  • If some or all of your course fees and/or living costs are going to be paid by a sponsor - go to Financial Sponsorship
Course fees (shown as due on CAS) - any course fees paid for the current academic year and shown on CAS
+
£1,015 (or £1,265 if studying in London) x number of months on CAS (up to 9 months) - payment to University of Warwick accommodation (up to £1,265 and shown on CAS)
Please read the Home Office's Tier 4 Policy Guidance (page 29-48) alongside the information below for details on the documents you can use to show you have the required funds for your Tier 4 visa application.

Course/Tuition Fees

If you are starting a new course:
  • Your offer email from Admissions team will contain the full amount of course fee due for the 1st academic year. If unsure, you can also check Student Finance fees table.
  • When you receive your CAS, your CAS will show the amount of fees you need to pay for the current academic year (or, the reduced amount if you are in receipt of university scholarship). It will also show any deposit already paid towards course fees.
  • You can make payment after receive your CAS and before your make your Tier 4 visa application. There are different ways of making payment as an offer-holder and so please check the Method of Payment page carefully. We understand that the fastest way would be by credit/ debit card using the automated telephone payment line.
  • If you make payment after you receive your CAS but before you make your Tier 4 visa application, make sure that you have received confirmation from the Student Finance office that your CAS has been updated before you submit your Tier 4 visa application. During August/ September, they are very busy and it may take then up to 10 working days to update your CAS. Contact Student Finance if necessary, and ask them to update the CAS urgently if you need your CAS updated urgently. Alternatively, you can submit/ upload official receipts as proof of your payment.
  • If you are receiving financial sponsorship for your studies from a third party that is not the University of Warwick, you will need to provide financial sponsorship letter.
  • Even if you intend to pay your course fees by instalment, you still need to show that the whole amount is available when you submit your Tier 4 visa application.
If you are a continuing student (i.e., continuing on the same course, returning from withdrawal, transferring to a new course etc.):
  • Your CAS will show the amount of fees you need to pay for the current academic year if you requested a CAS before the end of University Term 1 (December), or, the amount of fees you need to pay for the next academic year if you requested a CAS after the end of University Term 1 (if you will continue your studies in the next academic year). If unsure, you can also check Student Finance fees table.
  • If you will make a visa application from outside of the UK, your CAS will be sent to you by email and it will show the amount of course fees you need to prepare.
  • If you will make a visa application from within the UK, you will usually meet with an adviser who will confirm the amount of course fees you need to prepare during the meeting.
  • There is usually no course fees due if you are granted a period of academic extension, or, for PhD students once you have paid the first 3 years of course fees in full.
  • If you are receiving financial sponsorship for your studies from a third party that is not the University of Warwick, you will need to provide financial sponsorship letter.

Living Costs/Maintenance Funds

  • You will also need to show that you have enough funds available to support yourself while you are studying in the UK.
  • You will need £1,015 per month for living costs if you are studying outside London or anywhere else in the UK for the majority of your study (more than 50% of your study time), or, £1,265 per month for living costs if you are studying in London for the majority of your study (more than 50% if your study time- this may be the case if you are are an Alan Turing scholar)
  • The University of Warwick is not based in London and so you will need to show £1,015 per month for living costs (unless you are an Alan Turing scholar).
  • You need to show living costs for up to a maximum of 9 months. You need to use the start and end dates on your CAS to calculate the number of months you need to provide evidence for.
  • If you have applied for University of Warwick on-campus or managed accommodation, you are NOT required to pay accommodation fees before you make your Tier 4 visa application. However, if you decide to pay all or some of your accommodation fees, you can deduct up to £1,265 of that payment from the amount of maintenance funds you need to show for your application. Any payment to third parties or private landlords cannot be used as maintenance funds for your visa application.
  • If you are a continuing student on a research course, your 'expected course end date' on your CAS will usually be different to your 'course end date' in the student records system. This is because the 'expected course end date' on your CAS would take into consideration the additional time needed to complete viva or correction to avoid you having to make repeated visa application. You should request an appointment to meet with an adviser who will confirm the exact amount you need as evidence of maintenance funds.
Funds calculation example 1
  • CAS Start Date: 01 October 2019, CAS End Date: 29 June 2022
    • Course fees: £18,000 paid in full and shown on CAS
    • Study in the UK = 33 months (Maximum of 9 months evidence of living costs required)
    • Funds required for visa application: (£18,000 - £18,000) + (9 x £1,015) = £9,135
Funds calculation example 2
  • CAS Start Date: 01 October 2019, CAS End Date: 15 March 2020
    • Course fees: £20,000, £10,000 paid and shown on CAS
    • Study in the UK = 6 months (part month is rounded up)
    • Funds required for visa application: (£20,000 - £10,000) + 6 x £1,015 = £16,090
Funds calculation example 3:
  • CAS Start Date: 15 October 2019, CAS End Date: 14 October 2020
    • Course fees: £15,000 paid in full and shown on the CAS
    • Study in the UK = 12 months (Maximum of 9 months evidence of living costs required)
    • Warwick accommodation fees paid £1,500 (maximum £1,265 can be deducted from maintenance funds)
    • Funds required for visa application: (£15,000 - £15,000) + (£9,135 - £1,265) = £7,870

Reduced Level of Required Maintenance Funds

You only need to show evidence that you have funds for your living costs for a maximum of 2 months (£2,030) if you are applying for:

  • Tier 4 Doctorate Extension Scheme (including those applying to be your dependants)
  • Tier 4 leave as a student union sabbatical officer
  • Tier 4 leave as a postgraduate doctor or dentist on a recognised Foundation programme

In all other circumstances, you must show that you have money for your living costs for each month of your course, up to a maximum of 9 months

Please note that there used to be a provision called 'Established Presence' where students wanting to apply for further Tier 4 leave only had to show 2 months living costs (providing they met other conditions.) This provision is no longer available (from November 2015)

Financial Sponsorship (see section on Evidence of Funds for more details)

  • If you are given money to cover some or all of your course fees and/or living costs, evidence of this financial sponsorship can be used in your Tier 4 application as evidence of money you have.
  • Official financial sponsorship must come from Her Majesty's Government (i.e. the UK government), your home government, the British Council or an international organisation, international company, university or UK independent school.
  • If your financial sponsorship only covers part of your course fees and/or living costs, you must show that you have the rest of the money needed when you submit your visa application.