Graduate Entry Medicine (MBChB) - 2026 Entry

Financial Support Overview

Financial support for graduate entry medical students varies depending on the year of study that they are in. The tables below show the funding available for Tuition Fees and Living Costs in Year 1 and Years 2-4.

• You may be eligible for student loans from the UK Government (Tuition Fee Loan and Maintenance Loan). Eligibility for student loans will depend on certain criteria, such as your nationality and residency status. You can view the full criteria at Student Finance Eligibility.
• The NHS Bursary Authority has not yet released information regarding their financial support packages for students in 2026-27. Therefore, below you will find figures from the 2025-26 academic year to give an idea of the level of financial support that may be available from them.
• For more information regarding the financial support offered by the NHS Bursary Authority in years 2-4 please see the following webpage, NHS Bursary Students.Link opens in a new window When the 2026-27 support package information is released this page will be updated.

Paying Tuition Fees

In the first year of your course, you will need to self-fund a proportion of your tuition fees (£3,571 in 2025-26). For this self-funded proportion you need to pay, you can choose to either pay the entire amount at the start of the course, or in instalments according to the standard payment schedule:

• 50% due by the first day of Term 1
• 25% due by the first day of Term 2
• 25% due by the first day of Term 3

For further details, visit the University's Student Finance Team's Types of FeeLink opens in a new window and Making PaymentsLink opens in a new window web pages.

Eligible students can apply to Student Finance England for a Tuition Fee Loan for the remaining tuition fees (£5,964 in 2025-26). The proportion of fees due to be paid by Student Finance England for students who have successfully applied for a Tuition Fee Loan will be paid directly to the University without the student needing to arrange payment.

In the second and subsequent years of your course, the NHS will pay the first portion of your tuition fees (£3,830 in the 2025-26 academic year) and eligible students can apply for a Tuition Fee Loan for the remaining amount (£5,705 in the 2025-26 academic year). Students who successfully apply for a Tuition Fee Loan from Student Finance England and an NHS Bursary Tuition Fee contribution will have these paid directly to the University and will not need to arrange payments.

Applying to Student Finance England (SFE) for the Tuition Fee, Maintenance Loans and Non-repayable Grants

Applications for the Tuition Fee Loan, Maintenance Loan and any supplementary grants are made online, see the Student Finance England - How to Apply webpage for more information. Applications usually open in early March with a deadline of the end of May. You should apply as soon as the service opens to ensure your funding is in place for the start of your course. The application takes about 30-45 minutes and you apply for both the Tuition Fee and Maintenance Loan in one application. You will need to apply for each year that you require a Tuition Fee Loan and/ or a Maintenance Loan.

Repaying the Tuition Fee and Maintenance Loans

Students starting in the 2026-27 academic year who take out undergraduate student loans (which includes graduate entry medics at Warwick) will be on the Plan 5 Student Loan (see Student Finance England - Repaying Your Student Loan - Which Repayment Plan You Are On).

Plan 5 Student Loans:

1. Repayments will begin in April after you have completed or left your course.
2. Repayments will start only when your income is over the threshold of £25,000 per year (before tax and other deductions). This is the threshold from August 1 2023.
3. You will repay 9p for every £1 you earn over the threshold.
4. Repayments are deducted automatically through the tax system. If you are self-employed or working overseas when your repayments are due to start, you will need to arrange separate repayment arrangements with Student Finance England.
5. Any outstanding loan (including interest) is written off after 40 years.
6. Interest is applied to your loan at the point the first payment is made to you and is linked to the Retail Prices Index (RPI).

As a postgraduate student looking to study graduate entry medicine, your previous undergraduate loan would be on a different student loan plan so your repayments may be different to the above.

• For more information, please see the webpage Student Finance England - Repaying Your Student Loan - How Much You RepayLink opens in a new window.

Applying to the NHS Bursary Scheme

You do not need to apply to the NHS Bursary Scheme until term two of your first year (for second-year funding). For more information about the NHS Bursary Scheme eligibility, please see the NHS Bursary webpage for the most up-to-date information. Here you will also find information regarding their further funding:

• Childcare Allowance (CCA)
• Parent Learning Allowance (PLA)
• Dependant's Allowance
• Disabled Student Allowances (DSA)
• Travel and Dual Accommodation Expenses (TDAE)
• NHS Bursary Hardship Grant

Disabled Students' Allowance

If you have a disability, long-term health condition, mental health condition or specific learning difficulty there is additional non-repayable support available known as Disabled Students' Allowance (DSA). In your first-year you apply to SFE for DSA and in years 2-4 you apply to the NHS Bursary Scheme.

• DSA is intended to help with any disability-related costs you might have.
• You apply for DSA in the same application as your Tuition Fee and Maintenance Loan or NHS Bursary.
• Any support you receive will be based on your individual needs and not your household income.
• Make sure you apply early for DSA as applications can take up to 14 weeks as you will need to undertake a Study Needs Assessment.
• For more information on the support provided, the evidence required and how to apply check out SFE's Disabled Students' Allowance webpage and/or the NHS Bursary Disabled Students Allowance webpageLink opens in a new window. It is also useful to look at the University's Disability Team's Applying for DSA webpage where you will also find a DSA Eligibility Checker tool which you can use to see whether you may be eligible for DSA.

Maintenance Loan/NHS Bursary and UK Government Means-tested Benefits

Please note, if you receive a Maintenance Loan or an NHS Bursary, this may have an impact on any means-tested UK Government benefits that you are entitled to. Examples of these include (list not exhaustive):

• Income Support
• Income-based Job Seekers’ Allowance
• Income-related Employment and Support Allowance
• Housing Benefit
• Council Tax Reduction
• Working Tax Credit
• Pension Credit
• Universal Credit

You are advised to contact your local Citizens Advice Centre for more information:

• Coventry Citizens Advice
• South Warwickshire - Leamington Citizens AdviceLink opens in a new window
• South Warwickshire - Warwick Citizens AdviceLink opens in a new window

Managing, Making and Saving Money

If you want to learn more about managing, making, and saving money, check out our Money Matters sub-section.

Further to this, Warwick Medical School have also created a dedicated Financial Advice and SupportLink opens in a new window webpage for Medical Students which includes information about additional funding opportunities.