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How to apply for your loans

Applying for your loan

Step 1

Once you have received an offer from the University, to apply for financial aid, you must complete a Free Application for Federal Student Aid (FAFSA). You can apply online at www.fafsa.ed.gov. You will need to make sure that your web browser is compatible.

Please note that Warwick University is not involved in the FAFSA process. If you have any queries regarding FAFSA you should consult studentaid.ed.gov/sa/fafsa.

One of the final steps in completing the FAFSA is supplying the University of Warwick’s US Dept of Education federal university / school code. The University of Warwick’s school code is G08380.


Step 2

In order to receive either Direct or PLUS loans you have to complete an electronic Master Promissory Note (eMPN). This can be done online at StudentLoans.gov.

Where a parent is borrowing on behalf of an undergraduate student, the parent must complete the form including their own details. For Grad PLUS loans the student is the borrower, the student must fill in the form.


Step 3

Complete Pre-Loan (Entrance) Counselling. The University requires all students to complete loan counselling at the appropriate level (undergraduate or postgraduate) prior to the initial certification of any US Federal loan funds. You can do this online through StudentLoans.gov.


Step 4

The University of Warwick will receive your Institutional Student Information Record (ISIR) in an electronic format. The ISIR details eligibility and calculates the Expected Family Contribution (EFC). Please note that it is your responsibility to ensure that your loan is approved in good time to meet the University’s payment deadlines. The Student Finance team will calculate your COA??


Step 5

Complete an Entrance Counselling Interview. Before the University disburses your first loan cheque you will be counselled on your obligations, rights and options under the terms of your loan. The University will only release your first loan payment once we have received notification that you have undertaken entrance counselling.

Once we have received all the necessary documents, we will be in a position to originate your loan. Once this has been done, the University will send you a letter confirming this. You will also receive a letter detailing how and when your loan will be disbursed. This letter is in a format agreed with the UKBA and should be used as evidence of funds when applying for your UK visa.

A final step before you leave University or graduate is to complete an exit counselling interview. You will be counselled on your obligations, rights and options under the terms of your loan. This session will cover repayment options, deferments and other important information you may need during your repayment term. During this session you will need to provide the following information:

  • Name and address of closest living relative
  • Two references (not the same as closest living relative) and with different addresses

The University will only release your final loan payment once we have received notification that you have undertaken exit counselling. Both entrance and exit counselling can be done at StudentLoans.gov.